Mobile home leasing loan – terms and benefits

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Pożyczka leasingowa na domki mobilne – warunki i korzyści

Leasing loan – a quick way to start your own tourism business

Mobile homes are currently one of the fastest-growing tourism segments in Poland. More and more people dream of relaxing in a peaceful setting, and investors are increasingly willing to invest in mobile homes for rent . The problem arises at the time of purchase – a single home typically costs between 100,000 and 400,000 PLN.

Not everyone has that kind of cash on hand. Fortunately, there's a solution: a leasing loan , which allows you to quickly realize your investment and enjoy a profitable business.


What is a leasing loan?

A leasing loan is a form of financing provided by a leasing company, not a bank. It operates similarly to an investment loan, but has several significant advantages:

  • less formalities,

  • faster decision on granting financing,

  • greater flexibility in adapting conditions to your situation.

What is important – from the very beginning you are the owner of the house, and the leasing company secures itself, for example, with a registered lien.


Why is a leasing loan the perfect solution when purchasing a mobile home?

Purchasing a mobile home for rent is an investment that should start paying for itself as soon as possible. A leasing loan gives you the following advantages:

  • Flexible terms – you repay from 6 months to even 7 years, in PLN or EUR.

  • Early repayment option – you can overpay or repay the entire amount at any time.

  • Lower entry threshold – down payment starts from 0–10%.

  • Tax benefits – you deduct VAT in full immediately, and the interest is included in the costs.

  • Availability for various industries – financing is used by entrepreneurs, farmers, doctors and even individuals (leasing loan for consumers).

This means you don't have to save up for years. The cottage can start generating income from the very first season, and its rental covers the loan payments.


What does financing for mobile homes look like in practice?

  1. You choose a mobile home from our freedomhouse.eu offer.

  2. You submit a simple application for a leasing loan.

  3. You receive a decision within a few days.

  4. The house becomes your property and you can start renting it out immediately.

This is a really simple solution – especially compared to a bank loan, where formalities can drag on for weeks.


Who can benefit from a leasing loan?

  • Sole proprietorships (Sole Proprietorships),

  • commercial law companies,

  • farmers,

  • doctors and other specialists who are not VAT payers,

  • individuals who want to buy a mobile home privately.


Leasing loan or leasing – which is more profitable?

Leasing is great for many situations, but when it comes to mobile homes, a leasing loan offers greater flexibility. Why?

  • The house is your property from the beginning – you can dispose of it freely.

  • There are no restrictions on the depreciation rate, so the contract can be shorter.

  • This is a good solution if you plan to buy a house on a VAT margin invoice or from a private individual.


Why is it worth using a leasing loan with us?

  • We offer a quick decision-making process – often 2–3 days is enough.

  • We require a minimum of formalities – a simplified procedure is available to many clients.

  • We provide flexible repayment schedules – equal, decreasing, seasonal, and even balloon installments.

  • Our mobile homes are proven models that are perfect for tourism and glamping.


Summary

If you dream of owning your own mobile home—for rental or personal use— a leasing loan is the easiest way to achieve this goal. Instead of saving your investment for the future, you can start earning income from rentals today and repay the installments from your current income.

👉 Check out the mobile home offer at freedomhouse.eu and contact us – we will help you choose the best form of financing.